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Car Loans – West Helena (AR)

Looking for a car loan in West Helena, Arkansas? We match you with loan companies who regularly offer auto loans to applicants in West Helena, AR. What do we charge applicants for our services? Not a cent.

Approval And Rate Of Interest

In West Helena, the average income on a monthly basis is $1,832, while the average credit score is 668. Remember, you don’t need to earn in excess of $1500 per month to meet the criteria for car loans in West Helena, AR.

For the best odds of acceptance, you must have:

  • Income Over $18,000 Per Year Before Taxes
  • At A Minimum Twelve Months At Present Employer
  • Active Debt Less Than One Half of Wages

Income or fico scores lacking? No problem. You may still qualify in one of the following ways:

  • Have a Co-buyer
  • Supply a Larger Down Payment
  • Go with In House Car Loans.

Used Auto Car Loans: West Helena (AR)

Have you sat down with a calculator and run the numbers for this new vehicle? As a rule, you’ll want to devote only 1/5 of your monthly income for things like:

  • Monthly Payments
  • Maintenance
  • Gas

For the typical West Helena motorist, this equals $330-$366 per month. With gasoline prices on the rise, it is best to get an easily affordable car with great fuel economy. Oftentimes, obtaining a used car auto loan in West Helena, AR is best. Pre-owned cars are less expensive to buy and to insure, and they lose value less quickly than brand new autos.

Auto Financing With Bad Credit in West Helena, AR: Getting Approved

These are some actions you can take to improve your odds of meeting your lender’s requirements.

  • Make Sure No Errors Are Lowering Your Credit Score.
  • Provide a Larger Down Payment.
  • Get a Co-buyer.
  • If Need Be, Get Financed at a We Finance Car Dealership in West Helena, AR.

Furthermore, we encourage you to get an affordable used car that offers first-rate gas mileage.

Car Dealers That Offer In-House Financing: West Helena (AR)

Car Loan in Arkansas
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Most AR buy here pay here car lots allow you to buy a car without a credit check, but what they don’t tell you is this: this reduces your chances of improving your credit scores.

These car lots may be recognized as: Tote the Note, Your Job is Your Credit, or in house financing dealerships in West Helena, AR.

These types of car loans tend to be available without a credit check. Regrettably, you’ll want to think about a few major disadvantages. The rates and advance payments are higher than average; in addition, it will be really difficult to to re-establish your credit ratings through this sort of an establishment.

But fear not, we may be able to help you get approved for the auto loan you want without relying on buy here pay here financing.

  • Kelley’s Pat Auto Sales, 1301 Clarianna 72390
  • West Helena Auto Sales, 161 North Sebastian 72390
  • Westside Auto Sales, 1246 Highway 49 72390