A lot of us need an auto loan in Paragould, AR, to purchase a new car or truck, but in light of the financial meltdown, a fewer number of people are getting the auto financing they need. Yes, plenty of loan companies have stiffened up their loan requirements, but there are lenders who really want auto finance candidates – we can put you in touch with them. You can apply for your Paragould AR auto loan in as little as 3 minutes.
Why don’t we check out how it works?
When you submit your application, we try to put you in touch with the ideal auto loan lender in Paragould, AR for your needs. If pre-qualified, a special finance supervisor will make contact with you either by telephone or email. Then all you need to do is complete your auto finance documents and pick your car from a local car lot.
Please click here to apply online.
Income and Credit Rating
- Average Paragould Income: $1,293 Monthly
- Average AR Credit Score: 668
Most auto loan companies will expect you to have a steady job with $1500 income per month. Also, your total monthly debt, inclusive of your car loan, shouldn’t exceed one half of your wages. In Paragould, Arkansas, this means $647, on average.
Don’t meet these standards? Don’t worry. You may still qualify as long as you do at least one of the following:
- Provide a Co-signer
- Offer More Money Down
- Go with In House Car lots.
Cars with Zero Down Payment: Paragould (AR)
Hoping to find zero down auto loans in Paragould, AR? We may be able to help, though down payments are a good idea if you have enough cash. Divide the price of your chosen vehicle by 5. If you can come up with that much, you would have a solid down payment. But the truth is, you may be able to find cars in Paragould, AR for $500 down. We even know some zero down car lots in Paragould, AR.
Yet another factor is your regular monthly payment. Don’t spend over 18 to 20% of your earnings for your Arkansas auto loan. Let’s look at average numbers for Arkansas car shoppers.
|Pay a Month:||$1,293|
|Monthly Budget:||$233 – $259|
Car Loans with Bad Credit in Paragould, Arkansas
At Auto Loan Arkansas, you can often get approved for a car loan, no matter if your credit rating is sub-standard.
What’s promising for everybody who needs a car loan in Paragould, Arkansas with bad credit, we offer access to a loan company who doesn’t flat-out refuse individuals who have low credit scores. Please click here to submit your application online.
Take home more than $1500 monthly? If you do, you have an excellent chance of being qualified.
Obviously, bankruptcy filings and repossession can be calamitous for your credit history. Getting an auto loan after bankruptcy will not be a simple task, but it’s not impossible. Sure, it may take extra time and effort, but there are creditors that provide bankruptcy auto loans for people in Paragould, AR.Unfortunately, the bank or investment company will expect you to pay a high rate of interest and offer a big down payment. Bad credit auto loans can be a powerful way to restore your credit worthiness if you’ve filed for bankruptcy.
Getting a Car With No Credit Check in Paragould (AR)
For many folks in Paragould, Arkansas, buy here pay here lots have become the last option with regards to getting approved.
When it comes to buy here pay here car dealers, also called no credit check or in house financing car lots, your auto loan does not originate from a third party loan provider. Put simply, these locations provide in house financing car loans to Arkansas car shoppers who have bad credit scores. If you have poor credit, going with a tote the note car dealership in Paragould, Arkansas might seem like your best option.
Lamentably, there are some main cons:
- Expensive Interest Rates
- Hefty Down Payments
- High Mileage Used Cars and Trucks
Even if you are battling with terrible credit, there’s a good possibility you could obtain the auto loan you’re looking for without resorting to in house financing.
Dealer Loans: Paragould (AR)
- A & G Auto Sales, 1909 East Kingshighway 72450
- American Pick-Up Salvage, 157 Greene Road 802 72450
- B & W Auto Sales, 1441 Greene Road 808 72450
- Big D’S Auto Sales, 8696 Highway 412 East 72450
- Carlile Auto Sales, 1403 Country Club Road 72450
- Chevy Truck Sales & Salvage, 157 Greene Road 802 72450
- CTS Auto Sales, 2204 East Kingshighway 72450
- Dixie Auto Sales, 625 Greene Road 628 72450
- Eagle Sales Inc, 2056 South 2 72450
- Ethridge Auto Sales Inc, 5360 Highway 49 South 72450
- Higdon Auto Sales, 1301 East Kingshighway 72450
- Horner Motor CO, 405 North Pruett Street 72450
- Jack’s Auto Sales, 1810 East Kingshighway 72450
- Kirk Tom Chevrolet Inc, 1704 East Kingshighway 72450
- Larry’s Auto Sales, 1910 Purcell Road 72450
- Lloyd’s Truck & Trailer Sales, 906 Theil Road 72450
- Mid South Auto Sales, 5444 Highway 49 South 72450
- National Truck & Equipment Sales, 706 Highway 49 North 72450
- Pannel FOD Mercury, 1301 Highway 49 North 72450
- Payless Auto Sales & Rentals, 1105 East Kingshighway 72450
- Randy’s Classic Cars, 7205 Highway 49 South 72450
- Reed’s Auto Sales, 1013 Andersonville Street 72450
- Strope Auto Sales, 2204 East Kingshighway 72450
- T S Antique & Classic Autos, 7199 Highway 135 N 72450
- Towell and Sons Auto Sales Inc, 1808 East Kingshighway 72450
- Waldon Motor Company Inc, 315 South 2nd Street 72450