We secure car loans in Harrison and across Arkansas for folks from all fields, from first-time drivers to corporate executives.
At Auto Loans of Arkansas, we don’t make statements like 100% approved. But we will say that we have some of the most consistently high car loan approval numbers in Harrison.
Bad Credit Auto Loans in Harrison, AR
Having a good credit record is sought after by creditors and applicants equally, but it is difficult to find a borrower whose credit rating has no faults. Our service is especially helpful for anybody who needs a poor credit car loan in Harrison, AR, as you won’t have to run around Harrison, applying at the dealership itself.
And if you get your payments in regularly, a bad credit car loan is a good way for you to repair your credit.
Next let’s talk about your spending budget. Residents of Harrison get paid something like $15,251 each and every year, which is $1,271 monthly. Make sure you allot roughly 10% of your monthly income for any used car loan in Harrison. This means Harrison car payments should be roughly $127.
Will you be offering a down payment? It’s a good idea, especially if you have your sight set on a new car. Cars and trucks, especially brand new ones, depreciate promptly. Having a down payment will decrease the total amount you finance, meaning that you spend less on finance costs. That said, we have lenders offering no down payment cars in Harrison, AR. If you can provide money down, 10-20% is recommended. If your car is priced at $5,338, that’s an advance payment of $534 to $1,068.
Auto Financing Rates in Harrison, AR
Would you like your interest rates to be as competitive as they can? Sure you would!
Interest levels for used autos in Harrison are less affordable than those for new vehicles, but used cars are typically a better deal. In fact, we recommend them for any person who has bad credit. In order for you to get very cheap rates, you should:
- Have somebody to be a cosigner for your auto loan.
- Pay back the money in the least number of years you can.
- Offer up 20% down.
Obviously, you can get an auto loan for a car with unfavorable credit ratings in Harrison with no cosigner, but your annual percentage rate will be higher.
No Credit Check Auto Financing in Harrison, AR
In Harrison, no credit check auto loans are not necessarily your best choice, even if you’ve got terrible credit.
Why don’t we get you the bad credit auto loan you want without worrying about the downsides associated with in house lending. This is one more thing you should know: our Harrison auto loan companies and auto dealers send your installments to the credit bureaus, while almost all Harrison buy here pay here dealerships do not.
Harrison Auto Lenders and Car Dealers
- ADCO, 2302 Rock Springs Road 72601
- Ben Eddings Auto Group Inc, 200 Highway 62 65 South 72601
- Daewoo of Harrison, 1512 Highway 62 65 North 72601
- Don Poisson’s Auto Sales, 10166 Highway 7 North 72601
- Edwards Auto Sales, 3864 Highway 392 West 72601
- Harrison Auto Inc, 9813 Bubbling Springs 72602
- Harrison Truck Sales, 1004 Highway 62 65 South 72601
- Huskey Auto Sales, Ridge Avenue East 72601
- JCL Leasing CO, 113 North Main Street 72601
- Jones Brothers Jeep, 1011 North Main Street 72601
- K & V Brokerage, 3110 Highway 65 South 72601
- Magness Toyota Co., 1407 Highway 62-65-412 North 72601
- Ramsey Motor Company, South Highway 62-65 Bypa 72601
- Sherrod’s Auto Sales, 608 West Wilson Avenue 72601
- T & C’S Auto Sales, 101 Osborn Drive 72601
- Travelers Auto Sales, 217 West Stephenson Avenue 72601
- Unlimited Auto Sales, 1400 Highway 62 65 North 72601
- Wood Motor CO, 600 Highway 62 65 South 72601