In Harrisburg, AR, car loans have become more difficult to obtain. We’ve eliminated the headaches when it comes to car loans in Harrisburg and all of Arkansas. When you utilize our service, we will use our wide-ranging relationships to track down a very good lender, taking into consideration factors such as:
- Your Location
- Your Credit Rating
- Your Salary
- Amount of Money Down
Financing a Used Car in Harrisburg, AR
In terms of Arkansas auto loans, make sure you spend no more than 18-20% of your monthly wages for things like your:
- Monthly Payments
For the typical Harrisburg car owner, this comes out to $400 to $445 per month.
Car Loans with Bad Credit: Harrisburg (AR)
Do you need to finance a car or truck in Harrisburg, Arkansas with bad credit? Let’s consider Arkansas credit scores overall:
- Avg AR Credit Rating: 668
- Credit Score Deemed “Bad”: 620 or less
- Number of People with Bad Credit: 1,955
No one wants to get rejected. We may be able to help. Follow through to apply online.
Many loan providers impose a down payment requirement (usually 10%), coupled with a minimum debt-versus-income ratio (a maximum of 50% of income committed to debt payments each month).
Car Dealers That Offer In-House Financing in Harrisburg, AR
For many individuals in Harrisburg, AR, buy here pay here lots are the last resort for getting financing. These dealerships have a few different names: Tote the Note, Your Job is Your Credit, or in house financing car lots in Harrisburg, Arkansas.
These car loans are often granted without any credit check. Sadly, there are a few potential shortcomings:
- Exorbitant Annual Percentage Rates
- Predatory Financing Practices
- Substantial Down Payments
- Vehicles That Have Lots of Miles
Never ever finance through an in house financing car dealership you have not yet asked around about. When possible, speak with someone who has purchased a car or truck from them recently. Ask them whether or not they had a good experience.
- Steve’s Auto Sales, 9446 Highway 1 72432