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Car Loans – El Dorado (AR)

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Getting you behind the wheel is what we do. Unfortunately we cannot make statements like everybody is approved. Any service that advertises guaranteed auto loans in El Dorado, AR is likely dishonest, and should be turned aside. However, we will let you know that we provide some of the best approval rates around.

El Dorado AR Auto Loans

Weak credit now causes problems for about 10,592 of El Dorado’s 35,308 inhabitants. If you are one of them, fear not. Consumers trying to find bad credit car loans aren’t typically accepted by traditional lending institutions., since the only profit they make is on the APR you pay. At the same time, dealerships and auto finance companies have a vested interest in getting you in the driver’s seat. When considering bad credit auto loans in El Dorado, there’s no better choice than Auto Loan Arkansas.

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Borrower Profile: El Dorado

Auto Loans El Dorado AR

At Auto Loan Arkansas, our auto dealerships and loan providers are concerned about borrowers paying too much money when financing a car in El Dorado. To be honest, spending too much money raises the risk of defaulting, which certainly is detrimental to everyone.

A lot of buyers overspend when it comes to their El Dorado AR auto loans, bad credit notwithstanding. Just 10% of your income per month should be devoted to your car loan. El Dorado, AR consumers make roughly $10,188 per year. The following is a quick assessment of how much the average El Dorado consumer should be spending:

Salary Per Year

Income Per Month

Repayment

Vehicle Cost

  • $10,188

  • $849

  • $85

  • $3,566

No money down cars are great, but offering a down payment will increase your odds of approval. Generally dealers ask for down payments of 10 to 20%. For a vehicle that costs $3,566, this is $357 to $713.

If you’re looking to buy a car with no interest, you will need outstanding credit. For the typical consumer, a used car will be a better deal.

Pre-owned cars and trucks tend to be:

  • Cost effective to buy
  • Less costly to keep insured
  • Much easier to get approved for

If you are trying to find car lots that approve bad credit and zero down payment in El Dorado, AR, their lot will be made up of used cars.

Cars With No Credit Check in El Dorado, AR

No Credit Check Auto Loans El Dorado Arkansas
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There are always people who are looking to get auto loans with no credit check in El Dorado, AR. That is because they assume this is the only alternative.

We will find you the AR bad credit auto loan you need minus the shortcomings involved with in house lending.

Just remember, our El Dorado auto lending companies and dealers send your repayments to the credit agencies, while nearly all buy here pay here lots do not.

El Dorado Dealerships and Auto Creditors

  • Bill’s Auto Sales, 1010 North West Avenue 71730
  • C & C Auto Sales, 535 West Hillsboro Street 71730
  • Cisgo Auto Sales & Detail, 900 East Pecan Street 71730
  • H & H Auto Sales, 533 East Hillsboro Street 71730
  • Mr Mike’s Auto Sales, 1309 East Hillsboro Street 71730
  • Murphy Motors, 1910 West Hillsboro Street 71730
  • Murphy Motors Nissan, 1811 Junction City Road 71730
  • Nortran Inc, 2703 East Main Street 71730
  • Teague Ford Lincoln Mercury, 2880 North West Avenue 71730
  • Teague Toyota, 1830 W Hillsboro St 71730
  • Teeter Chevrolet, 1909 West Hillsboro Street 71730
  • Tucker’s Truck Inc, 2222 West Hillsboro Street 71730
  • Wholesale Auto Sales, 410 South College Avenue 71730